Inside the normal range
Your margin is 10%
A typical insurance agency runs 10–25% after the owner is paid, and the strongest run about 23%.
The math
- $1,418,000 revenue − $1,276,200 costs = $141,800 profit
- $141,800 ÷ $1,418,000 = 10%
Getting to 23% would be $184,340 more a year — $15,362 a month — on the revenue you already have.
Benchmarks are our reviewed figures for insurance agencies, anchored on the 2022 US Economic Census. See the full insurance agency breakdown →
Other calculators for insurance agencies
- Insurance agency owner salary calculatorHow much should a insurance agency owner pay themselves?
- Revenue per producer calculator for a insurance agencyHow much revenue should each producer bring in?
- Insurance agency labor cost calculatorWhat percentage of revenue should labor be for a insurance agency?
- Insurance agency break-even calculatorHow much does my insurance agency need to make to break even?
Common questions
- What profit margin should my insurance agency be making?
- Insurance agencies typically keep 10–25% of revenue as profit after the owner is paid, and the best-run sit near 23%. On $1,418,000 of revenue that is $141,800–$354,500 a year.
- Where do these benchmark figures come from?
- Revenue, headcount and revenue per person are measured by the US Census Bureau for this trade's NAICS code. The cost structure comes from our reviewed profile for insurance agencies. Every figure on this page shows the arithmetic behind it, so you can check it against what you know.
- Do I have to sign up to use this?
- No. The calculator runs entirely in your browser and nothing you type is sent anywhere. The free 90-second audit at the bottom of the page does the same comparison against your live website and local market, and that one is also free with no account.