Inside the normal range
153 sales a month to break even
That's $48,960 a month, or $587,520 a year, before you make a penny.
The math
- $320 per sale − 15% variable cost = $272 contribution
- $41,358 fixed costs ÷ $272 = 153 sales
Every sale past 153 adds $272 straight to the bottom line. That is why filling quiet hours is worth more than it looks — the fixed costs are already paid.
Benchmarks are our reviewed figures for insurance agencies, anchored on the 2022 US Economic Census. See the full insurance agency breakdown →
Other calculators for insurance agencies
- Insurance agency profit margin calculatorWhat profit margin should my insurance agency be making?
- Insurance agency owner salary calculatorHow much should a insurance agency owner pay themselves?
- Revenue per producer calculator for a insurance agencyHow much revenue should each producer bring in?
- Insurance agency labor cost calculatorWhat percentage of revenue should labor be for a insurance agency?
Common questions
- How much does my insurance agency need to make to break even?
- Divide your fixed monthly costs by the profit left on an average sale. For insurance agencies the average sale is around $320, so a business with $10,000 of fixed costs and 15% variable costs needs about 37 sales a month.
- Where do these benchmark figures come from?
- Revenue, headcount and revenue per person are measured by the US Census Bureau for this trade's NAICS code. The cost structure comes from our reviewed profile for insurance agencies. Every figure on this page shows the arithmetic behind it, so you can check it against what you know.
- Do I have to sign up to use this?
- No. The calculator runs entirely in your browser and nothing you type is sent anywhere. The free 90-second audit at the bottom of the page does the same comparison against your live website and local market, and that one is also free with no account.